April 17

How A Speeding Ticket Affects You In Missouri


Points Off Your License

Nobody wants a speeding ticket, But if you accumulate a total of 8 or more points in 18 months, the Missouri Department of Revenue will suspend your driving privilege. The biggest reason to get a speeding ticket fixed is to keep the points off your driving record. In addition to points for the speeding offense, an officer can write a ticket for any other infraction they observed, such as an improper turn signal, following too closely, etc. Points can add up fast and lead to your driving license being suspended or revoked. 


Higher Insurance Rates

Pleading guilty to a speeding ticket can significantly raise your insurance rates by up to 25%. The problem with just paying your fine is that the offense will stay on your driving record. Carinsurance.com shows how much your rates are likely to increase if you get one speeding ticket. According to their studies, based on a 40 year old driver, rates will go up 22% to 30%, on average, after one speeding ticket. If you get two speeding tickets over three years, your rates can go up 43%. The rate increases might be even more for younger drivers. 


Impacts Your Job

Having a clean driving record is something a lot of employers look for. Suppose your job requires you to drive a company vehicle. In that case, your employer is probably paying an expensive insurance premium and will have to pay more for employees with speeding tickets. Most employers run their workers driving records regularly and have policies against an accumulation of driving infractions. Your best bet is to keep your driving record clean.


How A Traffic Attorney Can Help:


Reduce Points – The more points you have on your driver’s license, the more your driver’s license is in peril of being suspended or revoked. By contesting your ticket, you may be able to reduce the points giving you a better chance of keeping your license. Click this link for detailed information explaining How Missouri’s point system works.


Protect Your Driving Record – A speeding ticket can negatively impact your driving record and adversely impact your whole life. A traffic ticket can strip you of your professional license if you are already a professional driver.


Keep Your Insurance Rates Low – Traffic citations, especially multiple or serious violations, can label you a high-risk driver. High-risk drivers face higher insurance costs, and some insurance companies may drop them from their plans. According to Allstate, insurance companies can check your driving record, and they may use the information to help determine your risk of having an accident or making an insurance claim. 


Provide Sound Legal Advice – Whether or not you think you have a case, it is wise to discuss it with an experienced traffic attorney. They will give you the legal advice you need to resolve your speeding ticket in the best way possible for your situation. Although your points may be reduced to zero, certain types of convictions must remain listed permanently on your Missouri driver record.


You MUST respond to your speeding ticket by the court date shown on the citation. You can plead guilty by paying the fine or by appearing in court on the date specified and pleading not guilty. Failure to respond as required may also result in the suspension of your driver’s license, and a warrant may be issued for your arrest. Hiring a reputable traffic attorney after you receive a ticket for speeding is your best chance to have the least impact on your license and life.


Discuss Your Speeding Ticket at Our Law Office

Don’t settle for having your insurance go up and your license being in jeopardy! Our St. Louis based traffic law firm is ready to defend you against the high fees and increased insurance rates that come with traffic tickets. We’ll review all of the facts of your case and build an appropriate defense. We are committed to providing each of our clients with the most effective legal representation.

Between the points on your license, the traffic violation fee, and the increased monthly insurance rate, admitting guilt by paying your ticket proves costly in the long run. Let the experts at St. Louis Traffic Fix defend your rights and protect your driving record. Our law office is on your side. Schedule an appointment with us if you have been ticketed.

Contact us today to discuss your traffic violation. We proudly represent clients in St. Charles, Lincoln, Warren, and St. Louis Counties. We help clients resolve traffic issues in a timely and beneficial manner. Call us at 636-685-0440 to schedule a consultation.


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